The Property Line

Attorney Spotlight: Aon Hussain

Aon Hussain is an associate in the Insurance Practice.  He represents insurers in litigation and non-litigation matters related to commercial general liability coverage, first party property coverage, and excess/umbrella liability coverage.  Many of his cases require the defense of common… Continue Reading →

Colorado High Court to Address Appraiser Impartiality

Add Colorado to the handful of states set to provide guidance on the level of impartiality required of appraisers. The Colorado Supreme Court recently provided notice that it will rule on key issues relating to the interpretation of appraisal provisions… Continue Reading →

Coverage Issues to Spot in Upcoming Hurricane Claims

The year 2017 has not been too kind.  In late August, Hurricane Harvey ravaged Texas.  Initial estimates for damages related to Harvey are between $70 billion and $108 billion.  Now, Florida and its neighbors in the Southeast are experiencing the… Continue Reading →

Yes to Taxation Without Insured Compensation: Third Circuit Rules Insurer Must Pay Delinquent Taxes from Policy Proceeds Prior to Paying Named Insured

Many times, significant losses occur on property where the named insured owes delinquent property taxes.  Certain states have codified laws mandating that, in such scenarios, a property insurer first pay delinquent property taxes from fire loss proceeds prior to paying… Continue Reading →

Another Court Rules on the Depreciation of Labor

By Aon Hussain Tressler’s Property Line has taken a keen interest on whether labor can be depreciated in determining the actual cash value (ACV) of a first party property loss.  Aside from creating a 50 State Survey on ACV and… Continue Reading →

Texas Supreme Court Swings for the Fences in Case Regarding Fencing

In property claims, issues often arise regarding: (1) whether a given structure is a part of the dwelling; and (2) what coverage limits apply to certain structures. The Texas Supreme Court recently addressed these issues in Nassar v. Liberty Mutual,… Continue Reading →

Another Court Rules That Insured Can Assign Rights Under Homeowner’s Policy After Loss

After suffering a loss, it is quite common for homeowners to assign their rights under a policy to a contractor that repairs the damages. However, a conflict arises when a homeowner assigns their rights under a policy even though the… Continue Reading →

Victory for Florida Policyholders Destined to Be Short-Lived

Some commentators are suggesting that the Florida Supreme Court’s ruling yesterday in Sebo v. American Home Assurance Co. was an important “win” for policyholders. On some levels that is true, but the victory may prove fleeting. The Florida high court… Continue Reading →

Court Rejects Insured’s Attempt at “Selectively Reading” Property Policy to Cover Data Breach

Republished from Tressler’s Privacy Risk Report blog. In Camp’s Grocery, Inc. v. State Farm Fire & Cas. Co., 4:16-cv-00204 (October 25, 2016), the U.S. District Court for the Northern District of Alabama granted summary judgment to defendant State Farm and… Continue Reading →

Insured’s Attempt to Establish Coverage Under a Property Policy “Explodes” Before 10th Circuit

In Paros Properties LLC v. Colorado Cas. Ins. Co., rainfall caused a substantial flow of water, mud and debris onto an insured’s property, causing extensive damage. The insurer disclaimed coverage for damages related to the rainfall on the basis of… Continue Reading →

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